INSURANCE
CODE (Legislative part)
Book
I
The
contract
Title
I
Common
rules applicable to non marine loss insurance and life insurance
Chapter
I
General
provisions (Articles L111-1 to L111-6)
Chapter
II
Conclusion
and evidence of the insurance contract – Form and transfer of policies
(Articles L112-1 to L112-8)
Chapter
III
Obligations
of the insurer and the insured (Articles L113-1 to L113-17)
Chapter
IV
Competence
and limitation period (Articles L114-1 to L114-2)
Title
II
Rules
applicable to non marine loss insurance
Chapter
I
General
provisions (Articles L121-1 to L121-17)
Chapter
II
Fire
insurance (Articles L122-1 to L122-7)
Chapter
III
Hail
and livestock mortality insurance (Articles L123-1 to L123-4)
Chapter
IV
Liability
insurance (Articles L124-1 to L124-4)
Chapter
V
Natural
disasters insurance (Articles L125-1 to L125-6)
Chapter
VI
Insurance
against acts of terrorism
Section
I
Bodily
injury (Article L126-1)
Section
II
Material
damage (Article L126-2)
Chapter
VII
Legal
expense insurance (Articles L127-1 to L127-7)
Title
III
Rules
applicable to insurance of persons and to capitalisation transactions
Chapter
I
General
provisions (Articles L131-1 to L131-3)
Chapter
II
Life
insurance and capitalisation transactions
Section
I
General
provisions (Articles L132-1 to L132-26)
Section
IV
Insurance
for the purpose of purchasing real property by means of life annuities
(Articles L132-30 to L132-31)
Title
IV
Group
insurance
Sole
chapter (Articles L140-1 to L140-6)
Title
VI
Miscellaneous
provisions applicable to insurance and capitalisation contracts
Sole
chapter
Section
II
Life
insurance policies or lost, destroyed or stolen bonds of capitalisation
or savings (Articles L160-1 to L160-2)
Section
III
Insurance
contracts denominated in foreign currencies (Articles L160-3 to
L160-4)
Section
IV
Surrender
of annuities inferior to a certain minimum amount by life insurance
firms (Article L160-5)
Section
V
Effect
of the requisition of property and services on insurance contracts
(Articles L160-6 to L160-9)
Title
VII
Marine
insurance contract and inland waterway and lake insurance
Chapter
I
General
provisions (Articles L171-1 to L171-6)
Chapter
II
Rules
applicable to various marine insurance
Section
I
Conclusion
of the contract (Articles L172-1 to L172-10)
Section
II
Obligations
of the insurer and the insured (Articles L172-11 to L172-23)
Section
III
Payment
of the compensation (Articles L172-24 to L172-31)
Chapter
III
Rules
specific to various marine insurance
Section
I
Hull
insurance (Articles L173-1 to L173-16)
Section
II
Cargo
insurance (Articles L173-17 to L173-22)
Section
III
Liability
insurance (Articles L173-23 to L173-26)
Chapter
IV
Rules
specific to various inland waterway and lake navigation insurance
Section
I
Hull
insurance (Articles L174-1 to L174-3)
Section
II
Cargo
insurance (Articles L174-4 to L174-5)
Section
III
Liability
insurance (Article L174-6)
Title
VIII
Applicable
law to insurance contracts for risks located on the territory of one or
more States party to the European Economic Space Agreement and for the
agreements made therein
Chapter
I
Non
compulsory insurance against damage (Articles L181-1 to L181-4)
Chapter
II
Compulsory
insurance against damage(Article L182-1)
Chapter
III
Life
insurance and capitalisation (Articles L183-1 to L183-2)
Title
IX
Provisions
specific to the Départements of of Bas-Rhin, Haut-Rhin and the
Moselle
Chapter
I
General
provisions (Articles L191-1 to L191-7)
Chapter
II
Provisions
applicable to non inland waterway insurance (Articles L192-1 to
L192-7)
Book
II
Compulsory
insurance
Title
I
Motor
vehicle, trailer or semi-trailer insurance
Chapter
I
The
duty of the insurer
Section
I
Persons
liable (Articles L211-1 to L211-2)
Section
II
Scope
of the compulsory insurance (Articles L211-4 to L211-7)
Section
VI
Compensation
procedures (Articles L211-8 to L211-25)
Section
VII
Penalties
(Article L211-26)
Chapter
II
Obligation
to insure – The central ratiffication office (Articles L212-1 to
L212-3)
Chapter
III
Contribution
in favour of the Social Security
Chapitre
IV
Provisions
specific to overseas départments and territories and to the collectivité
territoriale of Mayotte
Section
I
Provisions
specific to overseas départements (Article L214-1)
Section
II
Provisions
specific to French overseas territories (Article L214-2)
Section
III
Provisions
specific to the collectivité territoriale of Mayotte
(Article L214-3)
Title
II
Insurance
of machines used for mechanical lifting
Sole
chapter (Articles L220-1 to L220-8)
Title
IV
Construction
works insurance
Chapter
I
Compulsory
liability insurance (Articles L241-1 to L241-2)
Chapter
II
Compulsory
insurance against damage (Articles L242-1 to L242-2)
Chapter
III
Common
provisions (Articles L243-1 to L243-8)
Book
III
The
firms
Title
I
General
provisions and State control
Sole
chapter
Section
I
General
provisions (Articles L310-1 to L310-11)
Section
II
Insurance
Supervisory commission (Articles L310-12 to L310-25)
Section
IV
Penalties
(Articles L310-26 to L310-28)
Title
II
Administrative
scheme
Chapter
I
Licences
Section
I
Licence
of French firms (Article L321-1)
Section
I
Licences
(Article L321-1-1)
Section
I
Licence
of French firms (Articles L321-2 to L321-5)
Section
II
Licence
of non EU firms whose registered office is located in a member State of
the European Economic Space (Article L321-7 to L321-8)
Section
III
Special
authorisation of firms whose registered office is located in a State,
which is not a member of the European Economic Space (Articles
L321-9)
Section
IV
Criteria
of licensing (Articles L321-10 to L321-10-1)
Section
V
Provisions
specific to French overseas territories and to Mayotte (Article
L321-11)
Chapter
II
Rules
of formation and operation
Section I
Common
provisions (Articles L322-1 to L322-3)
Section
II
Public
limited insurance and capitalisation companies (Articles L322-4 to
L322-4-1)
Section
III
National
insurance and capitalisation firms, and central insurance companies
Paragraph
I
Formation
(Articles L322-5 to L322-13)
Paragraph
II
Management
(Articles L322-14 to L322-15)
Paragraph
III
Distribution
and transfer of shares of central insurance companies
(Articles
L322-22 to L322-24)
Section
IV
Mutual
insurance societies (Articles L322-26-1 to L322-26-6)
Section
VI
Agricultural
mutual insurance and reinsurance companies or funds
Paragraph
I
General
provisions (Article L322-27)
Chapter
III
Rehabilitation
and safeguard proceedings
Section
I
General
rules (Articles L323-1 to L323-2)
Chapter
IV
Portfolio
transfer
Section
I
General
rules (Articles L324-1 to L324-4)
Section
II
Rules
specific to firms underwriting compulsory motor vehicle insurance
Automatic
transfer (Article L324-5)
Section
III
Rules
applicable to accounting allocation of assets transferred with a
portfolio of contracts
Article
L324-7)
Chapter
V
Withdrawal
of the licence
Section
I
General
rules (Articles L325-1 to L325-1-1)
Chapter
VI
Liquidation
Section
I
General
rules (Articles L326-2 to L326-15)
Section
II
Rules
specific to firms underwriting compulsory motor vehicle insurance
(Articles L326-17 to L326-19)
Chapter
VII
Liens
(Articles L327-1 to L327-6)
Chapter
VIII
Penalties
(Articles L328-1 to L328-16)
Title
III
Financial
scheme
Chapter
I
Regulated
agreements
Section
II
Technical
reserves of life insurance, and that of wedding-birth and capitalisation
insurance transactions (Articles L331-1 to L331-4)
Chapter
IV
Solvency
of the firms (Articles L334-1 to L334-3)
Title
IV
Accounting
and statistics provisions
Chapter
I
General
principles (Article L341-1)
Chapter
II
Accounts
of insurance and capitalisation firms (Article L342-1)
Chapter
IV
Insurance
categories and statements to be submitted (Article L342-1)
Chapter
V
Consolidated
accounts (Articles L345-1-1 to L345-2)
Title
V
Freedom
of services and coinsurance relating to States, non members of the EU,
parties to the European Economic Space agreement
Chapter
I
Provisions
relating to the freedom of services in assurance against damage
Section
I
General
provisions (Articles L351-1 to L351-2)
Section
II
Conditions
of exercice (Articles L351-4 to L351-6-1)
Section
III
Administrative
penalties (Articles L351-7 to L351-10)
Chapter
II
Provisions
relating to coinsurance (Article L352-1)
Chapter
III
Provisions
relating to the freedom of services in life insurance and capitalisation
Section
I
General
provisions (Article L353-2)
Section
II
Conditions
of exercice (Article L353-4 to L353-6)
Section
III
Administrative
penalties (Article L353-7)
Chapter
IV
Portfolio
transfer (Articles L354-1 to L354-2)
Title
VI
Freedom
of establishment and freedom of services within the EU
Chapter
I
Definitions
(Article L361-1)
Chapter
II
Conditions
of exercice (Articles L362-1 to L362-4)
Chapter
III
Supervision
and penalties (Articles L363-1 to L363-4)
Chapter
IV
Portfolio
transfer (Article L364-1)
Book
IV
Organisations
and special insurance schemes
Title
I
General
insurance organisations
Chapter
I
National
Insurance board
Section
I
Organisation
and attributions (Articles L411-1 to L411-6)
Chapter
II
National
Insurance school
Title
II
Guarantee
fund
Chapter
I
Road
and hunting accidents guarantee fund
Section
I
Provisions
specific to road accidents occurring in metropolitan France and in
overseas départments (Articles L421-1 to L421-7)
Section
II
Provisions
specific to hunting accidents occurring in metropolitan France
(Article L421-8)
Section
V
Financial
scheme of the guarantee fund (Article L421-8-1)
Section
VI
Role
of the guarantee fund in the event of withdrawal of a motor insurance
firm’s licence (Article L421-9)
Section
VIII
Provisions
specific to French overseas territories and to the collectivité
territoriale of Mayotte (Articles L421-10 to L421-10-1)
Section
IX
Provisions
specific to car accidents occurring abroad (Articles L421-11 to
L421-15)
Chapter
II
Guarantee
fund of victims of terrorist attacks and other offences (Articles
L422-1 to L422-5)
Chapter
III
Guarantee
fund of insured persons against the default of life insurance companies
(Articles L423-1 to L423-8)
Title
III
Special
insurance institutions
Chapter
I
The
central reinsurance fund
Section
II
Transactions
carried out with the guarantee of the State
Paragraph
II
Extraordinary
and nuclear risks (Articles L431-4 to L431-7)
Paragraph
III
Risks
of natural disasters (Article L431-9)
Paragraph
IV
Risks
of terrorist attacks (Article L431-10)
Section
III
Management
transactions
Paragraph
I
National
guarantee fund for agricultural disasters (Article L431-11)
Paragraph
II
Agricultural
disasters guarantee fund in overseas départments (Article
L431-12)
Paragraph
IV
Compensation
fund of construction risks insurance (Article L431-14)
Chapter
II
French
insurance company for foreign trade known as “Coface”
Section
I
General
provisions (Articles L432-1 to L432-4)
Title
IV
Special
insurance schemes
Chapter
I
Provisions
relating to certain group benefits and insurance transactions
Section
I
General
provisions (Articles L441-1 to L441-7)
Section
II
Technical
and accounting rules (Article L441-8)
Section
IV
Transitional
provisions (Article L441-10)
Chapter
II
Other
special insurance schemes
Section
I
Agricultural
disasters compensation scheme (Articles L442-1 to L442-2)
Section
II
Compulsory
health, disability and maternity insurance scheme for farmers and non
wage earning members of their families (French acronym AMEXA)
(Article L442-3)
Section
III
Insurance
of farmers against private life accidents, accidents at work and
occupational diseases (Articles L442-4 to L442-5)
Section
IV
Compulsory
health, disability and maternity insurance scheme of the non-wage
earning workers in the non agricultural professions (Article L442-6)
Book
V
General
agents, brokers and other intermediaries
Of
insurance and capitalisation
Title
I
Presentation
of transactions
Chapter
I
General
principles (Articles L511-1 to L511-3)
Book
IV
General
agents, brokers and other intermediaries of insurance and capitalisation
Title
I
Presentation
of transactions
Chapter
IV
Control
of terms applicable to presentation
Section
IV
Miscellaneous
provisions and penalties (Article L514)
Book
V
General
agents, brokers and other intermediaries of insurance and capitalisation
Title
I
Presentation
of transactions
Chapter
IV
Control
of the terms applicable to presentation
Section
IV
Miscellaneous
provisions and penalties (Article L514-1 to L514-4)
Title
II
Provisions
specific to general insurance agents
Sole
chapter (Articles L520-1 to L520-2)
Title
III
Provisions
specific to brokers and insurance brokerage companies
Sole
chapter (Articles L530-1 to L530-3)
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