What is an elder law attorney and how can they help?
An elder law attorney will help their clients to pay for their long-term care. Almost all of us are going to a nursing home someday. Well, we don’t like to admit it eventually becomes practical to state in the house even with a home health aid their some of them are 24 hours of care becomes. And what’s in the best interest of our older adult population.
We realize is medicare which is an entitled program that most of us get in turn 65 years old. Someone paid for the entire system for a sufficient period of time along with all the supplements they think that once I have medicare I’m good to go and the answer is that is incorrect. Medicare is providing excellent health insurance but it hasn’t fact very limited long-term care benefit. That benefit is 100 days. It’s a 100-day lifetime benefit for someone who needs to be in institutionalized settings such as a rehab facility. After 100 days medicare said we don’t pay for this anymore.
Then your other option is if you have a long-term care policy you can certainly draw on that and ensure it. And you haven’t most people are paying cash. And the average cost of a nursing home is about 18600 dollars. So that means folks will going to be in a nursing home for a significant period of time or fix a six-period expects. Most of the middle class don’t have millions of dollars in the bank or going to be forced into a property in order to pay for long-term care. Because Medicare doesn’t have a long-term care benefit, medicare does. And we all think to Medicate as indigent or the very poor, in fact, has very valuable long-term care benefits, and coming to an elder law attorney in advance can put you on the path of legally and ethically qualified people for Medicate.