In the United States, around six million car accidents occur each year.
Out of all the accidents, the majority of the accidents result in property damage. However, one out of every three incidents results in physical harm, and two out of every ten accidents result in mortal injuries.
There are a few steps you may follow to protect yourself if you are involved in a car accident.
Consider Who’s Been Hurt
Once you determine who’s been hurt in the car accident, you must pull the car over to the side and try getting out of the vehicle.
Set up flares to signal other cars to slow down and keep their hazard lights on.
You may think that you’ve not been hurt but stay away from the car.
It’s possible that you’re not thinking clearly, which might put you in danger.
Contact The Police
While it is necessary to report an accident in some locations, police may not attend to a minor incident.
Some police agencies are shifting to online reporting rather than devoting resources to accident scenes.
If the cops don’t show up, you can get a copy of the report from the police station or from the insurance adjuster who is handling your claim. It will help you get better compensation in case you file a lawsuit.
Collect Essential Information
Take some snaps with your cell phone camera, or write down the names, addresses, phone numbers, and driver’s license numbers of everyone involved in the accident with a pen and paper.
You must also collect all car information, including the year, make, model, color, license plate number, and VIN.
If the other party does not report the collision, you take charge and ask for the insurance policy number. See if there are witnesses, and ask for their contact information and the other details that can help you with your case.
Record The Car Accident Scene
Use your smartphone’s camera, video, and voice memo functions to capture as much information as possible regarding the car accident.
Look at where the vehicle was hit: the front, the driver’s side, or the back.
Taking a snapshot of the full automobile and close-up shots of the damages to both your car and the other party’s car is the best way to accomplish this.
Memorize the date and time of the car accident, alongside photos or videos of the whole scene, including any skid marks or property damage. Both before and after the collision, note down the name of the street and the direction in which each car was traveling to.
Call The Tow Truck
Your car may need to be towed to a collision repair shop, depending on the extent of the damage.
Many individuals belong to car clubs, and one of the perks is roadside help. A tow truck business may be called by the authorities, and certain automobile manufacturers also provide driver assistance services.
Never trust a tow truck that appears out of nowhere during a collision; always check its credentials and write down all contact information.
Inform Your Insurance Company
While it may be tempting to settle with monetary compensation to avoid filing an insurance claim. However, failing to inform your insurance company might leave you accountable for the accident.
Hence, if you have insurance, inform the authority people right away. If they want to come and monitor the accident scene, they can.
All you have to do is guide them right.
Visit A Doctor
Although you may feel okay shortly after an accident, some injuries take a day or two to manifest.
It is important that you see a doctor even if you feel completely alright. This ensures that there are no neglected internal injuries.
Since your vehicle insurance policy typically covers injuries sustained due to a car accident, it’s important to keep track of those physical injuries for future use.
If you know the steps that must be followed after an accident, it’s easier to chill and take a pause.
Use the app or paperwork provided by your insurance carrier to walk you through the insurance claim procedure.
Make a location in your car for your registration, proof of insurance card, contact information, and a list of important items to remember at a car accident site.
Since these things don’t come easily to most individuals, having a checklist on hand will help you get through the procedure in the easiest and fastest way possible.