IRS Levies
LexInter | January 28, 2023 | 0 Comments

Ways of Avoiding IRS Levies and Garnishments

In this comprehensive guide, we will talk about different ways of avoiding IRS Levies and garnishments. The IRS is a feared agency, and for a good reason. It can put a lien on your assets, garnish your wages, or even take away your home if you don’t make arrangements to pay them. One must reach out to professional tax relief attorneys for help with different ways of avoiding levies and garnishments.

Making Arrangements to Pay

Making Arrangements to Pay

The first thing one can do if the Internal Revenue Service has taken action against one is to make arrangements to pay. This means getting in touch with them and explaining the situation, asking for an installment plan, or suggesting a different way of calculating interest owed.

People may also be able to negotiate an agreement that includes paying off arrears over time, depending on how much they’re owed and how much money they think they’ll get from collections efforts.

But remember that the agency can still levy your bank accounts or garnish wages. At the same time, when negotiations are ongoing—and if this happens, there’s no guarantee those penalties will ever go away even if the agency later agrees to forgive some amount of what it owes.

Stay in Touch with them

If you are currently facing a levy or garnishment, you must stay in contact with the IRS. This helps them know where you stand financially and how they can help.

If fellows encounter issues with paying taxes or staying in contact with the IRS at any time during this process, they must let the IRS know as soon as possible so that they can work on finding an alternative solution for their situation.

Determine if You Are Eligible for Innocent Spouse Relief

Innocent spouse relief is a tax court procedure folks can use to dispute the amount of income reported on their joint tax returns.

If your spouse or former spouse omitted income, failed to report taxable income, and claimed deductions, credits, or exemptions to which they were not entitled, then innocent spouse relief may be able to help.

Determine if You Are Eligible

To apply for innocent spouse relief, one should:

  • File Form 8857 and request for Innocent Spouse Relief;
  • Attach an explanation of why one is requesting innocent spouse relief;
  • Include all relevant documents supporting one’s claim (e.g., Form 1040X); and
  • Sign the form under penalties of perjury

File for Bankruptcy Protection

Bankruptcy is a legal procedure that prevents people from paying their debts to get a fresh financial start.

If you file for bankruptcy, the court will stop all collection efforts against you and may discharge your debts, allowing you to breathe easy again.

Knowing the Rights

If people owe back taxes, they have rights and can file for Innocent Spouse Relief or request a Payment Plan. Additionally, if the IRS is garnishing their wages, there are ways to get those released and negotiate with them.

If folks are unaware of their rights, they must seek help from professional tax relief attorneys. Find a reputed and licensed legal firm that can offer you an experienced, skilled lawyer at an affordable budget. Before hiring, you may phone the attorney for a briefing. Please avoid those firms that are hard to reach via phone or mail.

Proof Economic Hardship

One can show economic hardship by providing the IRS with any of the following documents:

  • A pay stub or bank statement indicating a recent withdrawal of funds
  • A letter from your employer explaining that you have been furloughed, laid off, or received a reduction in salary due to a business slowdown or bankruptcy
  • Proof that you have applied for and are awaiting unemployment benefits

IRS Levies: Conclusion

IRS Levies

The IRS can garnish your wages, attach your bank account and seize other property to pay off outstanding back taxes. The good news is that you can avoid IRS levies and garnishments in many ways, and you need to know what options are available.

Avatar of LexInter


Lexinter Law, with a team of dedicated authors who strive to provide you with all the relevant and actionable tips on the legal aspect of your life. Our goal is to educate you so that you can make legal action with ease, or find the right person who can help you with your unique personal legal dilemma. Take care!

Leave a Comment

Your email address will not be published.

Reload Image