Did you know that every year, there are about 1.7 million rear-end collisions in the United States?
Driving is a privilege few of us will ever get to experience unless we live in a country that requires a permit. Unfortunately, driving is also a lesson many must learn the hard way through a fender bender.
Another vehicle’s sudden, unexpected impact forces us to let our minds race for a second. Did the collision occur because of you?
Although you may feel perilously deflated, there are steps you can take to get back up on the horse that is convenient to execute. Keep reading to see what to do after a fender bender.
Getting the Insurance Information of the Other Driver
After a fender bender, collecting the other driver’s insurance information is essential. This will help to ensure that the insurance company covers the repairs. If the other driver does not have insurance, you may have to pay for the repairs out of your pocket.
To collect the insurance information, you must exchange information with the other driver. This includes your name, address, phone number, and insurance company information. You will also need to get the other driver’s license plate number.
Calling the Police
After the accident, it is essential to assess the damage and decide whether or not to call the police. If significant damage or injuries occur, it is always best to avoid caution and call for help.
If the damage is minor and everyone involved can exchange information without incident, then calling the police may not be necessary. However, it is always a good idea to make a police report, even if it is just for insurance purposes.
Collecting Eyewitness Information
Eyewitnesses can provide valuable information about what happened and who is at fault. You should exchange contact information with eyewitnesses and take down their statements to collect this information.
You should exchange contact and insurance information with the other driver if there are no eyewitnesses. Taking photos of the damage to both vehicles can also be helpful.
Filing a Police Report
After a fender bender, it is essential to file a police report. This report can help your insurance company determine who is at fault for the accident. The police report will also include any witness statements and other important information.
This is important because it will document what happened and who was at fault. It is also a good idea to take pictures of the damage to your vehicle and the other vehicle involved.
You should also exchange insurance information with the other driver. If you consider legal help, it will be best to find a car accident attorney so that you will have someone who can navigate the legal system.
Steps You Need to Take After a Fender Bender
After a fender bender, staying calm and assessing the situation is essential. Exchange insurance information with the other driver and take photos of the damage. It is also a good idea to contact your insurance company to notify them of the accident.
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